Robert (Bob) Richardson manages the daily operations of the company and oversees the company’s lending functions. Bob is a veteran of the commercial banking industry. He was a Vice President at M&T Bank Corporation for 12 years. While at M&T, Bob participated in more than 15 mergers and acquisitions, led the development of M&T's asset securitization program, and led enterprise organizational initiatives. Bob has also led multiple startup companies and successfully raised equity capital. Bob is a graduate of the Syracuse University Whitman School of Management.